10 Fintechs Worth Keeping An Eye On In 2023

Written by
Tim Donovan

Fintech is a rapidly growing industry, and there are many startups innovating in this space. However, not all fintech companies are created equal. Some stand out for their unique approach, innovative technology, or social impact. In this listicle, we have highlighted 10 of the most exciting fintech startups for 2023 that are worth keeping an eye on.


The first fintech startup we have highlighted is LendStreet, which offers a platform for consolidating and managing high-interest consumer debt. This startup stands out for its emphasis on providing a personalized, transparent, and affordable solution for consumers to get out of debt.

Another notable fintech startup is Tally, which offers an app that helps users automate and optimize their credit card payments. It stands out for its AI-driven approach to credit card management.

Here are eight more fintechs that our team at Actual Agency is keeping an eye on.

MoneyLion is a fintech startup that offers a range of financial products, including personal loans, savings accounts, and credit monitoring. It stands out for its focus on helping users improve their credit scores and financial health.

PayJoy is a fintech company that offers a platform for mobile phone financing and leasing, making it possible for consumers in emerging markets to access affordable smartphones. It stands out for its innovative approach to financial inclusion and its use of mobile technology to reach underbanked populations.

Klear is a fintech startup that offers a platform for automating and streamlining the process of applying for and receiving personal loans. It stands out for its use of AI and machine learning to evaluate creditworthiness and its focus on speed and convenience for borrowers.

BillGO is a fintech startup that offers a platform for automating and streamlining the process of paying bills. It stands out for its focus on improving the user experience and reducing the hassle of bill payments.

Narmi is a fintech startup that offers a platform for digital banking that enables banks, credit unions, and other financial institutions to quickly and easily launch digital banking apps. It stands out for its focus on providing a white-label solution for financial institutions.

PayActiv is a fintech startup that offers employees early access to earned wages through its app, allowing them to avoid costly payday loans and improve financial stability. The app is integrated into employer payroll systems and is available to employees at no cost. PayActiv stands out for its mission to help low-income workers access wages they have already earned and avoid financial distress.

Wealthfront is a fintech startup that offers a robo-advisory platform that uses artificial intelligence to provide personalized investment advice and management. The platform stands out for its low-cost investment options, ability to provide tax-loss harvesting, and ability to offer a wide range of investment options, including ETFs, stocks, and bonds.

Lastly, Coinmine is a fintech startup that offers a consumer-friendly device for mining and managing cryptocurrency. It stands out for its focus on making cryptocurrency mining more accessible and user-friendly for everyday users.

These fintech startups are notable for their unique approach, innovative technology, and social impact. They are worth keeping an eye on as they have the potential to revolutionize the financial industry and make financial services more accessible, transparent, and affordable for everyone.

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